Navigator's Blog

I have heard so much about the bail outs of the sub prime market and the adjustable rate market – I want to know what the plan is for the individuals who have fixed loans, who bought homes in the last few years and now their homes are worth possibly 50,000 to 100,000 (or even more) less then they bought them.  They were well qualified to purchase THIER homes but now they have been laid off from the positions that qualified them for the homes due to the lovely economy and now are having to take starter jobs in other industries at a tremendous pay cut.  They cannot refinance because their homes are worth much less and they also cannot sell them, because their homes are worth so much less and the inventory of homes on the market.  And now that they are planning on bailing out these people who have defaulted or have adjustable rate sub prime loans through the Fannie Mae and Freddy Mac program,  – and refinancing there loans back to the new appraised value - that will bring the prices of paying people’s values of their homes and solidify it.  They will never make back a dime on their homes until all the homes that are going through this program are sold and gone – this could take years!

Why not refinance all homes sold in the last 5 years back to the appraised value as of today – to make it a fair market. 

So what if the banks loose money – it was all on paper anyway – right.  These  Senators running for office and in the house and congress had a chance to follow the SNL crisis bail out from the 80’s and roll these bad loans out to 60 to 70 year fixed rate loans, for these people in trouble, back about 2 years ago, that was when Bush kept saying how great our economy was and others kept saying we were a nation of whiners.  WE SAW IT COMING – WHY COULDN”T THEY?  This would have saved the banks – they would have gotten their money – it just wouldn’t have been today.  The people would be happy – because their payment would be lower and they still had a home.  And everyone’s home values would not have dropped so drastically – because the foreclosure rate would not have been this bad. 

Both presidential candidates were a part of it and had a chance to make a difference in this situation – I want to know why they dropped the ball – are they both so far out of touch with the real people of this nation, that they couldn’t even see it coming themselves?  We need a presidential candidate that knows the people and can relate to this situation – that has a REAL plan to get us out of this mess and restore confidence – not only in the stock market, but in buying ANYTHING in this country.  The reason the markets are and have been failing for years is because people have lost confidence in the products that they are buying.  Besides the values of their homes falling, they have to deal with cars that are built to create repair revenue later.  Toys that are made to fall apart after just a few times of use.  Electronics that are also built for repair revenue…. And so on.  PEOPLE ARE ASKING… WHAT HAPPENED TO THE AMERICAN STANDARD? 

I have been following this story from the beginning through various sorces because something simular happened to me many years ago. 

The reason for this post is to keep this in the public eye for one reason... WE NEED TO FIND A WAY TO RESOLVE CHILD AND TEEN VIOLENCE NOW!!!

The latest video on this case has proven to me that it was a set up... they were fixing the lighting for the cameras, asking staged questions and brutally beating this girl for... in my eyes ... no reason. 

WHO CARES IF SHE SLEPT WITH SOME GUY OR ANY GUY OR THE FREAKIN' PRESIDENT FOR THAT MATTER!!!! .  Is this REALLY what this was about??? Over jealous girls beating up a girl over her having SEX with her OWN BOYFRIEND... When I was young we had fights, but it was usually about a girl sleeping with another girls boyfriend ... not the ASSUMPTION that this girl slept with her OWN boyfriend or guy SHE was dating... Is this how kids today feel they need to resolve these issues.  This wasn't even about bad mouthing... it was only mentioned in the beginning - in the fight between Tori and April.  She appoliogized for it before being beatin and called a whore by April.

Then,  thinking the worst was over when April let her go...  she wanted to use a phone from her "so called Friend" Mercedes, who obviously was not going to help... Sure she should have left right then but to her - she thought these girls were her "friends" and she had NO CLUE that it was going to go this far.... she thought it was over.  Hardcastle kept pushing and instigating the rest of the "fight"... which it really was not a fight... Tori never fought back... She was beatin.  Hardcastle made Tori continue to talk to her and she asked staged questions...

I don't know about you... but I believe these girls need LOTS OF REHAB before being let back into society.  If they get off of this... some of them will be graduating soon and will become a part of this society.  Just think.... it could be YOU next... or your KID.   You piss one of them off and they beat or kill you saying  "it's all your fault... you put yourself in this situation... it's all your fault".    They need HARD TIME and MANY YEARS  (LIKE 20) of going to schools across this nation showing other kids what they did and explaining the details of prison life so that MAYBE other kids will not do the same.  This will be the eye for an eye justice.... they wanted to humiliate Tori by posting this on youtube... well going infront of schools and telling them about this will be 20 fold of humiliation for them.  And they will get their own beating in prison... and it will be well deserved!