Tami

Move. That is my advice. If a family is important to you. A friend of mine in Colorado (not Aspen), just bought a house for $170,000.00. My cousin bought a house in Oregon for $189,000.00 two years ago a brand new 3 bedroom house. Almost anywhere else its less than it is here. If you are interested in checking out the cost of things across the United States try this. Google has a site called neighboroo.com You can find out where the prices are best and the population and other information by clicking anywhere on the map. Its fun to go to even if you are not looking for a cheaper way to live.
However any big city will be expensive.
I totally understand wanting a family, that is all I ever wanted and I was fortunate to find a good man to do it with. Good luck to you