charli's Blog

I was appalled , but not surprised, at the story about the guy who was visited by the FEDS because some collector said she was threatened that the debtor would blow up Capital One.  First off, Capital One uses outside sources for collections.  For many of the callers, they are not in this county, have a problem with the english lanquage.  I have a long time friend, as in +40 years, who is having a problem with Capital One.  She only owed about $300 when her life went down hill a few years ago... medical problems.  She contacted Capital One and tried to make arrangements... she was turned down!  Then she started getting calls from a company called CCI... half the time she could not understand the caller... she again tried to make arrangements, was told someone would call her... She now owes over $800! 

Heck!  I paid off my Capital One card last year, notified them of the cancellation, tore up the card and mailed it to them with my last bill... and got a call from someone that I could not understand, trying to get my business back.  After a year I am still getting calls to re-up" with them.

My recommendation is that everyone get rid of their Capitol One cards.  My only credit card is through my credit union.